Monthly spending trends
See how your spending changes over time
Last 6 months ▾
✦ The AI budget app built for Pakistan
Knowwhere everyrupeegoes.
Track spending in rupees, set budgets and savings goals, and see what is left to spend in one dashboard. Type, say or snap an expense and Rakama's AI drafts it for you to check.
Built PKR-first for Pakistan
Encrypted in transit
Available on the web
CSV & Excel import
In your pocket
The whole picture,
one thumb away.
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Open on the balance
Every account totalled the moment the app opens, with the change over the period beside it — no tapping through to find out where you stand. -
Read the budget at a glance
One ring for the month. It says what is left to spend, not what has been spent, because that is the number you actually make decisions with. -
See where it went
Spending split by category on a single bar, so the thing that took the most is the thing you notice first. -
Every transaction, in order
Recent activity sits on the same screen as the totals, so a number that looks wrong is one scroll from its explanation.
✦ Rakama AI
Your AI budget manager. Just tell it what you spent.
Type chai 150, send a voice note or snap a receipt. Rakama's AI turns it into an entry with the amount, category and account filled in, then waits for you to check it. Ask it how your budget is doing and it answers from your own numbers.
chai 150
Draft · check before saving
☕
ChaiFood & Dining · Cash · Today
Rs 150SaveEdit
“petrol 3000 and lunch 800”
2 drafts from one voice note
⛽
PetrolTransport · Bank · Today
Rs 3,000🍽
LunchFood & Dining · Bank · Today
Rs 800Save bothEdit
Receipt photoRead on your device
Draft · check before saving
🛒
Corner MartGroceries · Card · Today
Rs 4,250SaveEdit
Am I over budget on food?
Not yet. You've spent Rs 18,400 of your Rs 25,000 Food budget this month, so Rs 6,600 is left.
From your own entriesExamples. Nothing is saved until you press Save.
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Type it the way you'd say it
“chai 150” or “petrol 3000 kal” becomes a draft with the amount, category, account and date. English and Roman Urdu both work.
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Say it out loud
Record a voice note after a day out. Several things in one note become separate drafts, and anything it didn't hear clearly is flagged.
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Snap a receipt
The photo is read on your device and only the text is sent. The shop, total and date come back as a draft, with the receipt kept on the entry.
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Ask about your money
“How much did I spend on transport this month?” “Which bills are due?” Answers come from your own accounts, budgets and entries.
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Reports on request
Ask for last month's spending report and Rakama builds it. You open it, print it or download it as CSV or PDF.
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Use it from Claude or ChatGPT
Connect an assistant that supports MCP connectors and ask it what you spent, or have it prepare entries for you.
- Off until you turn it onYou're asked first, and you can switch it off any time in Settings.
- You check every entryThe AI drafts. Nothing reaches your accounts until you save it.
- Providers named up frontOpenRouter, Groq and Hugging Face, told to you before you agree.
- Free during early accessA daily AI allowance applies.
Smart insights
See the pattern. Make the move.
A calm, visual summary of your spending—so changes are easy to spot and your next decision feels clear.
01
Monthly view
Compare this month with the last at a glance.02
Category shifts
See movement in rupees and percentages.03
Clean reports
Export a simple summary whenever you need it.Pricing
Start free. Upgrade when you're ready.
Paid plans are a preview and are not available to buy yet.
Rakama is free while in early access. The plans above show where pricing is heading and are not yet available to buy.
✦ Support
Questions, made clearer.
Everything important, answered in a way that feels fast, honest, and easy to scan.
- Privacy controlsSecure sessions, optional two-factor authentication, and export and deletion controls.
- Built for PakistanRakama speaks PKR, local formats, and the real budgeting flows people actually use every month.
- Simple to startImport your transactions, set a budget, and get useful clarity in minutes—not hours.
SecurityIs my financial data secure?
Is my financial data secure?
Rakama uses HTTPS for data in transit, secure sessions and optional two-factor authentication. You can export your data or request account deletion in Settings.
LocalisedWhich currency does Rakama use?
Which currency does Rakama use?
Rakama is PKR-first, so amounts display as Rs by default with Pakistani date and number formats. You can still change currency, date, and number formats whenever you want.
PricingIs Rakama free right now?
Is Rakama free right now?
Rakama is free during early access. The plans above show where pricing is heading and are not yet available to buy.
PlatformsCan I use Rakama on web and mobile?
Can I use Rakama on web and mobile?
Rakama is available on the web. We’ll share mobile availability here when it is ready.
ImportCan I bring in my existing transactions?
Can I bring in my existing transactions?
Absolutely. Import from CSV or Excel, preview everything before saving, and let Rakama detect local date formats and organise your history much faster.
AIIs Rakama an AI budget manager?
Is Rakama an AI budget manager?
Yes, if you want it to be. Turn on Rakama's AI and you can type, say or snap an expense and get a draft to check, or ask how your budget is doing. It is off until you agree, it never saves anything without you, and it is free with a daily allowance.
Need something more specific? Get in touch and a real person will answer — we read every message.