✦ Smart budgeting for a better tomorrow

Track.Budget. Achieve.

Take control of every rupee, build better money habits, and reach your financial goals with one clear dashboard.

Get Started Free Explore Dashboard
Rakama overview dashboard showing May 2026 financial snapshot with balance, income, expenses, budget, spending overview, category breakdown, financial health, transactions, bills and savings goals
Built PKR-first for Pakistan
Encrypted in transit
Works on Web, Android & iOS
CSV & Excel import

In your pocket

The whole picture,
one thumb away.

  1. Open on the balance

    Every account totalled the moment the app opens, with the change over the period beside it — no tapping through to find out where you stand.

  2. Read the budget at a glance

    One ring for the month. It says what is left to spend, not what has been spent, because that is the number you actually make decisions with.

  3. See where it went

    Spending split by category on a single bar, so the thing that took the most is the thing you notice first.

  4. Every transaction, in order

    Recent activity sits on the same screen as the totals, so a number that looks wrong is one scroll from its explanation.

A calmer, more confident way to manage money.

Rakama keeps the experience visual, focused, and helpful — so every feature feels like progress instead of more financial noise.

  1. 01 / 06 · Track expenses

    See every rupee in motion.

    Rakama transforms everyday transactions into a clean, searchable money trail — so you always know what changed and why.
  2. 02 / 06 · Smart budgets

    Budgets that warn you early.

    Set flexible category limits, watch usage update in real time, and receive a gentle signal before overspending becomes a problem.
  3. 03 / 06 · Financial goals

    Turn plans into visible progress.

    Choose a target, add a date, and let Rakama translate your goal into a realistic monthly plan that keeps momentum clear.
  4. 04 / 06 · Insightful reports

    Your money, made beautifully visual.

    See patterns across categories, months, and goals through bold reports that reveal what deserves your attention next.
  5. 05 / 06 · Financial health score

    Know your financial pulse.

    A focused score combines savings, cash flow, budget habits, and consistency — then shows the next best step to improve.
  6. 06 / 06 · Secure & private

    Your finances stay yours.

    Rakama is designed around privacy-first controls, secure sessions, and clear permissions that keep your financial information protected.

Get set up in minutes

Three focused steps from scattered spending to a clear, calm view of your money.

  1. 01 / 03 · Start with your money

    Add your accounts

    Import past transactions from CSV or Excel. Rakama understands Pakistani date and number formats.
  2. 02 / 03 · Shape your plan

    Set budgets & goals

    Choose monthly limits and build savings goals with target dates and practical suggestions.
  3. 03 / 03 · See your progress

    Track & achieve

    See live progress, get a heads-up before overspending, and celebrate every milestone.

Smart insights

See the pattern. Make the move.

A calm, visual summary of your spending—so changes are easy to spot and your next decision feels clear.

01

Monthly view

Compare this month with the last at a glance.
02

Category shifts

See movement in rupees and percentages.
03

Clean reports

Export a simple summary whenever you need it.
Monthly spending trends See how your spending changes over time
Last 6 months ▾
200k 175k 150k 125k 100k January 2026: Rs 112,000 February 2026: Rs 120,500 March 2026: Rs 130,200 April 2026: Rs 138,000 May 2026: Rs 145,300 June 2026: Rs 151,800 Jan Feb Mar Apr May Jun
This year June 2026 · Rs 151,800

Pricing

Start free. Upgrade when you're ready.

Every plan includes unlimited transactions and accounts. No ads, ever.

Free

Everything you need to start budgeting with confidence.

Rs 0 / forever
  • ✓Unlimited transactions & accounts
  • ✓Budgets & savings goals
  • ✓CSV & Excel import
  • ✓Core dashboard & reports
Get Started
Most Popular

Premium

Advanced insights and smarter recommendations.

Rs 499 / month
  • ✓Everything in Free
  • ✓Advanced reports & analytics
  • ✓Financial Health Score & insights
  • ✓Custom categories & PDF export
  • ✓Priority support
Upgrade Now

Family

Shared budgets and goals for the whole household.

Rs 899 / month
  • ✓Everything in Premium
  • ✓Up to 5 members
  • ✓Shared budgets & goals
  • ✓Household financial overview
Choose Family

Placeholder pricing — final tiers and amounts to be confirmed.

✦ Support

Questions, made clearer.

Everything important, answered in a way that feels fast, honest, and easy to scan.

  • Privacy-first by designYour money data stays protected with secure sessions, app lock controls, and export/delete options.
  • Built for PakistanRakama speaks PKR, local formats, and the real budgeting flows people actually use every month.
  • Simple to startImport your transactions, set a budget, and get useful clarity in minutes—not hours.
See plans
Security

Is my financial data secure?

Yes. Rakama protects access with biometric lock, an app PIN, and optional two-factor authentication. Your data is encrypted, and you can export or permanently delete it any time.

Localised

Which currency does Rakama use?

Rakama is PKR-first, so amounts display as Rs by default with Pakistani date and number formats. You can still change currency, date, and number formats whenever you want.

Pricing

Is there a free plan?

Yes. The Free plan includes unlimited transactions and accounts, budgets, goals, and the core dashboard with no ads. Upgrade only if you want advanced reports and deeper insights.

Platforms

Can I use Rakama on web and mobile?

Yes. Rakama works on the web and as a native app on Android and iOS, so your data stays in sync and your budget stays consistent across every device.

Import

Can I bring in my existing transactions?

Absolutely. Import from CSV or Excel, preview everything before saving, and let Rakama detect local date formats and organise your history much faster.

Need something more specific? You can use this section as a polished FAQ area for now, then later connect the call-to-action to email, live chat, or a help centre without redesigning the page again.